Sometimes it isn't a huge treatment plan that makes you hesitate.
It might be a filling you weren't expecting, teeth whitening you've been thinking about for a while, or a crown that you know you need but would simply rather not pay for all at once.
That's why we're pleased to introduce Tabeo Pay in 3 at York Place Dental in Carlisle.
Pay in 3 allows eligible patients to spread treatment costs between £100 and £1,000 across three payments at 0% APR.
It's a simple option for those times when you're happy to go ahead with treatment but would prefer to spread the cost rather than pay the full amount in one go.
Pay in 3 isn't limited to dental treatment - it can also be used for facial aesthetics treatments.
Pay In 3 For Our Members
Being a York Place Dental member already makes it easier to plan and budget for your dental care.
Our adult membership plans spread the cost of your regular dental examinations and hygiene appointments into manageable monthly payments. Members also receive up to 20% off selected treatments.
Now there's another benefit: where Pay in 3 is available, you can spread the reduced member treatment fee across three payments.
Here are a few examples using our current member prices:
| Treatment | Members Fee | Approx. Pay In 3 Installments |
| Whitening Pack | £250 | £83.33 |
| Initial Hygiene Therapy | £166 | £55.33 |
| Filling | from £210 | from £70 |
| Extraction | £270 | £90 |
| Crown | £930 | £310 |
Pay In 3 For Our Pay-As-You-Go Patients
You don't have to be a member to use Pay In 3.
Eligible pay-as-you-go treatment between £100 and £1,000 can also be divided into three payments.
Here are the same examples using our current pay-as-you-go fees:
| Treatment | Pay-As-You-Go Fee | Approx. Pay In 3 Installments |
| Whitening Pack | £315 | £105 |
| Initial Hygiene Therapy | £207 | £69 |
| Filling | from £260 | from £86.67 |
| Extraction | £340 | £113.33 |
| Crown | £1116 | Not eligible for Pay In 3 |
If you're currently a pay-as-you-go patient, it may also be worth asking our team whether one of our membership plans would suit you longer term.
As well as helping you budget for your routine dental care, membership gives you access to reduced fees on selected treatments, which can make a noticeable difference when treatment is needed.
Pay In 3 For Facial Aesthetics
Pay in 3 can also be used for eligible facial aesthetics treatments.
For example, Lip Enhancement is £230, which could be split into three payments of approximately £76.67.
If you're considering facial aesthetics treatment, our team can let you know whether Pay in 3 is available for the treatment you're interested in.
What If My Treatment Plan Is More Than £1000?
Your dentist will always decide whether your treatment can be safely and appropriately completed in phases, and in what order those treatments should take place.
If phasing is suitable, one of our team can then help you understand the cost of each stage and talk you through the payment options available.
That may mean using Pay in 3 for an individual treatment between £100 and £1,000, or considering one of our longer-term Tabeo finance options for larger treatment costs.
You can read more about longer-term finance in our blog or explore your options using Tabeo's finance calculator.
Pay In 3: The Key Information
3 payments
0% APR
Available for eligible treatment costs between £100 and £1,000
Subject to status and eligibility
The first payment is taken when you complete the application, with the remaining payments collected monthly
You must be over 18 and meet the lender's eligibility criteria
Pay in 3 is a credit product. Credit decisions are made by Tabeo/the applicable lender, not York Place Dental.
Borrowing more than you can afford or missing repayments may affect your credit record and your ability to obtain credit in the future.
Example payment figures above are illustrative. Where a treatment price does not divide equally to the penny, individual installments may vary slightly.
Richard Hellen trading as York Place Dental is a credit broker, not a lender. We will only introduce you to one suitable lender based on your choice of loan. Authorised and regulated by the Financial Conduct Authority (FRN 728615).
Do You Have Treatment Waiting To Be Booked?
Perhaps there's a filling you've been meaning to arrange, a crown that has been sitting on your treatment plan, or several treatments that you'd like to start working through.
Get in touch with our team and we can look at your existing treatment plan with you.
We can explain whether Pay in 3 may be suitable, whether your treatment could be approached in manageable phases, or whether one of our longer-term finance options would be more appropriate.